Business Insurance

Business insurance, also known as commercial insurance, helps protect businesses, business owners, and employees from exposures that could be costly for the business including property damage, lawsuits, injuries, and theft. There are many different types of commercial insurance available which vary with the industry and specific business. Some of the most common types include business owners policy, general and professional liability, commercial property, cyber liability, directors and officers, commercial auto, workers compensation, and builders risk insurance.

Because we are an independent agency, we work with several insurance companies that provide our customers with many options while helping to ensure that they secure the right coverages to protect their businesses. In addition, we are able to offer competitive and affordable premiums. We work with many different types of business. Call us for directly for a quote or complete your application and get a quote online.

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Business Owners Policy

A business owner's policy (BOP) packages general liability and commercial property insurance into one package. It also offers other coverages as well.

General Liability

Commercial general liability (CGL) insurance provides coverage for bodily injury, personal injury and property damage caused by the business operations.

Commercial Property

Property insurance helps cover damage or loss of structures or buildings and other items like tools, equipment, inventory, furniture, and supplies.

Professional Liability

Professional liability insurance, also known as Errors and Omissions (E&O), protects businesses from claims of inadequate work or negligent actions.

Cyber Liability

Cyber liability insurance helps protect businesses from the high cost of data breaches or malicious software attack involving sensitive information.

Directors and Officers

Directors and officers liability insurance protects Individuals from losses if they are sued as a result of serving as a board member of office on a board.

Commercial Auto

Commercial auto insurance helps cover bodily injury and property damage caused by owned, hired, non-owned vehicles used in the course of business.

Workers Comp

Workers compensation covers occupational accident or sickness during the course of employment. This includes medical expenses and loss of wages.

Builders Risk

Builders risk covers residential and commercial structures while they are under construction or being renovated. It can also cover materials on site.

Contractor Bonds

A contractor bond is usually required to obtain a license. It guarantees that contractors perform jobs in compliance with contractual and legal requirements.